Tuesday, January 30, 2018

Backward and Forward


Prompted by a recent discussion on a local Facebook page about feminism, I would like to share a memory and some thoughts. When I was a little boy on the East Side of Buffalo, I would get up early and sit on the stoop. The early morning was a chorus of old women delivering washed and ironed laundry.  Since I was so short then, my most vivid memory was of swollen, edematous ankles along with bent over backs carrying large wicker baskets up what must have been experienced as endless steps. They all looked tired having been up all night laboring over washing machines, dryers and ironing boards. But before that time, they were boiling water for wash basins and scrub boards. I suspect that the scene in the Jamie Fox Ray Charles movie is quite accurate. Back then, pre-flaked laundry soap cost more, so many still used straight razors to slice off flakes from laundry soap bars into the boiling water. Then one slapped the mixture, great for the arthritic hands, “busting suds” until it was ready.

It’s important for feminist scholars to document this history, as it is important to document all the 1800’s male guano shovelers who died of respiratory illnesses and were buried on desolate islands off the Pacific coast of South America. John Henry and his cohort all died of silicosis of lung in their mid 30’s. When I look back at the c. 1910 steel mills of my hometown I think of the immigrants coming in the front door with the bodies coming out the back door. Many agents collected 10 cents per worker door to door on payday for industrial (life) insurance. From experience and study, I know what I know. But I wonder about and often marvel at what others know and don’t know.

As Joe Friday said: The facts, just the facts. Ideally, the truth sets us free. But what also concerned me was why these women in my neighborhood had it so hard. Certainly welfare was a sign of shame back then which they avoided, but why had they no other income? It wasn’t until 1951 that Social Security was extended to the self employed. WASPs and others that were judged acceptable to work for the big corporations got Social Security, the ethnics did not. They were the Polish, Czech, Italian, Greek, Jewish, etc shopkeepers and those in various trades. Their widows did not have Social Security. That is a topic I don’t find discussed, while collecting washer woman stories may earn a doctorate today.

Presently, we face a populist versus globalist confrontation. The demographics of America have changed dramatically since my wide eyes sat on that stoop. It’s probably safe to assume that the old WASP upper class still exits, is globalist and are backers of the Republican Party RINOs. The new high tech robber barons are a diverse, polyglot crew. But they are infamous concerning the global warming fraud, labeling the truth about Islam as hate speech and many other issues. And while their products and style are global in reach, they are adept at exploiting the tax differences between countries. As for almost everyone else in America, and those without a group identity, I ponder their shifting positions within this increasing polarization.

PS: When I was a little boy I was considered rich because I got a new pair of sneakers for the summer. Most children went barefoot. I can’t understand those who think that subsidy programs with higher taxes can substitute for economic growth.

Copyright 2018, Mark L. Bennett

Sunday, January 21, 2018

An Amador Mutual Fire Insurance Company?

Most of us have trouble obtaining homeowners insurance, and those of us who do, pay exorbitant rates. Perhaps we could organize our own insurance company. It’s the American way, which I not only would like to preserve, but also enhance, to solve our own problems and not rely on others. During a brief discussion at a recent Up Country Council meeting I discovered that others had the same thought as I did, a locally-owned mutual insurance company.

Of course, our local risks would have to be mitigated through risk-sharing reinsurance. Since this is what all the insurers do, it seems quite possible. But I spoke to one insurance professional who felt it wasn’t likely due to lack of capital and probable company size. I would like to get more expertise and opinion.

Can we talk to our friends and neighbors about this?  Right now we are all suffering as isolated households against powerful interests. Working together we have vastly more strength.  Could we band together enough to have an open, public discussion meeting with several insurance professionals and perhaps insurance commissioners about this possibility?
Whose hands is our future in?


Copyright 2018, Mark L. Bennett